Elif Incekara Hafalir 

Adjunct Assistant Professor of Economics   

Tepper School of Business
Carnegie Mellon University
Pittsburgh, PA 15213, USA

Tel: (412) 268-5806
E-mail: incekara@cmu.edu


Curriculum Vitae

Completed Papers

Credit Card Competition and Naive Hyperbolic Consumers. Journal of Financial Services Research, 47 (2015), pp 153-175.


Awareness of Low Self-Control: Theory and Evidence from a Homeless Shelter, joint with Sera Linardi. Under second round review at the Journal of Economic Psychology.


A Zero Effect Explains Deviations from Expected Utility in Allais-type Tasks, joint with Jack Stecher. Revise and Resubmit to Management Science.


The Impact of Credit Cards on Spending: A Field Experiment, joint with George Loewenstein.


The Effect of Store Financing and Consumer Impatience on Timing of New Products.



Work In Progress

The Effect if Payment Medium on Price Knowledge, joint with Semra Agritmis.


Demand for Useless Information and Disappointment Aversion, joint with Yigit Gurdal.


Helping People to Exercise Regularly, joint with Erte Xiao.





Advance Microeconomic Theory

Behavioral Economics

Freshman Seminar on Behavioral Economics