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 Loan Rates
(3/2008)

Loan Type
 Annual Percentage Rate
 Personal
 11.00 %
 Computer
9.50 %
 New Vehicle:

 

 36 Months

5.45 %

 48 Months

5.65 %

 60 Months

5.85 %
 Used Vehicle:

 

 2007 - 2008

5.85 %

 2001 - 2006

6.00 %
 Share Secured
4.80 %
 Stock Secured
8.90 %

Home Equity Loans

 Loan Amount
 Term
 80 % LTV
 95 % LTV

 $7,500-$10,000

 60 Months
5.25% APR
7.25% APR

 $10,001-$18,000

 84 Months
 6.01% APR
8.15% APR

 $18,001-$30,000

 120 Months
6.46% APR
8.81% APR

Share Rates
(3/2008)

 Account Type
 Annual
Percentage Rate
 Annual
Percentage Yield
 Regular Share
 1.80 %
1.81 %
 Christmas Club
 1.80 %
 1.81 %
 Vacation Club
 1.80%
 1.81%
 IRA Share
 1.80%
  1.81 %

(Rates are effective as of 3/2008 and are subject to change.)