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We are a non-profit, member-owned, financial institution that has been serving employees of C.M.U., affiliated groups, and their families for over 60 years. Because we are non-profit and member -owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends. The credit union is federally chartered, regulated, and insured by the National Credit Union Administration (NCUA), an agency of the U.S. government. Member accounts are insured to an aggregate of $250,000. Member Individual Retirement Accounts (IRAs) are insured separately to an additional $250,000. NCUA is one of the strongest of the federal insurance funds and issues strict operating guidelines for the credit unions it regulates. 
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